Effective Date: January 2025

Welcome to US Mortgage Connection LLC's website (usmortgageconnection.com) (referred to as "the Site"). By accessing or using the Site, you agree to be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing or using the Site, you affirm that you are at least 18 years old and capable of entering into legally binding agreements. These Terms constitute a binding agreement between you and US Mortgage Connection LLC ("we," "us," or "our").

2. Use of the Site

You agree to use the Site for lawful purposes only. You may not:

• Use the Site in any way that violates applicable laws or regulations.

• Attempt to gain unauthorized access to any part of the Site, accounts, or systems.

• Use the Site to transmit harmful or malicious content, including viruses or malware.

• Engage in any conduct that interferes with or disrupts the Site's functionality.

We reserve the right to suspend or terminate your access to the Site if you violate these Terms.

3. Intellectual Property

All content on the Site, including text, images, graphics, logos, and software, is the property of US Mortgage Connection LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works based on the Site's content without prior written permission from us.

4. No Financial or Legal Advice

The information on the Site is for informational purposes only and should not be considered financial, legal, or professional advice. You should consult with a qualified professional for specific advice tailored to your situation.

US Mortgage Connection LLC is not responsible for decisions made based on the information provided on the Site.

5. Third-Party Links

The Site may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or practices of those external sites. Accessing third-party websites is at your own risk.

6. Disclaimer of Warranties

The Site is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or free of harmful components.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

In no event shall US Mortgage Connection LLC, its affiliates, or its service providers be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Site.

This limitation of liability applies to damages arising from any errors, omissions, interruptions, defects, delays, or any other cause of action related to the Site.

8. User Accounts

If the Site allows for user accounts:

• You are responsible for maintaining the confidentiality of your account credentials.

• You agree to notify us immediately of any unauthorized use of your account.

• We reserve the right to suspend or terminate accounts at our sole discretion.

9. Governing Law

These Terms are governed by the laws of the Missouri, without regard to its conflict of law principles. Any disputes arising from your use of the Site shall be resolved exclusively in the state or federal courts located in Kansas City, Missouri.

10. Indemnification

You agree to indemnify and hold US Mortgage Connection LLC, its officers, employees, and affiliates harmless from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Site or your violation of these Terms.

11. Changes to the Terms

We may update these Terms from time to time without prior notice. Your continued use of the Site constitutes acceptance of the updated Terms. It is your responsibility to review the Terms periodically.

12. Termination

We reserve the right to terminate or suspend your access to the Site at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

13. Contact Information

If you have any questions about these Terms, please contact us:

US Mortgage Connection LLC
6427 Brookside Blvd, Suite 228
Kansas City, MO 64113
Phone: (913) 800-0262